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Impact chain
Forest Flavors, CRS Innovative Finance
Baseline
+ SMEs
+ Lending
Market-driven
Four states: baseline, adding SMEs, adding CRS-directed lending, and market-driven lending
Baseline shows CRS providing technical assistance directly to farmers. Adding SMEs introduces an SME box connected to farmers, numbered one and two to show farmers come first. Adding lending introduces a CRS Social Ventures Fund and a lender, with the fund setting lending criteria for the lender, numbered so the lender is third. The market-driven state keeps the same boxes and arrows, but the number one slides from the farmers badge to the lender badge and the number three slides from the lender badge to the farmers badge, crossing paths in the middle, so the lender becomes first and farmers become third. The fund-to-lender arrow label changes from setting criteria to the lender's own credit decision, and the farmers subtitle changes to note they are linked via the lender. Changed labels turn amber with a small dot marker that persists while this state is selected.
CRS
Technical assistance
SME
2
Farmers
Forest Flavors farmers
Farmers linked via lender
Works with
Farmer livelihoods
& environmental performance
CRS Social Ventures Fund
Raises capital
Lender
Local bank or fund manager
Sets criteria
Own credit decision
Loans
1
3